Monero (XMR) Wallet

Manage your XMR, Bitcoin, Ethereum, XRP and over 300 tokens in a single interface. For Bitcoin, Ethereum, and 300+ assets

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Manage your portfolio

Manage, Exchange and Buy all your favorite assets in one secure interface. Sort your portfolio by amount and value

Instant Exchange with Cashback
Swap 60+ crypto pairs anonymously and receive a cash back for exchange
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Buy Crypto
Buy Bitcoin, Litecoin, Ethereum, XRP, and BCH with your bank card. We accept USD, EUR, and your local currency worldwide
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Stake and earn
Get rewards on staking Tezos, ATOM, BAND, TRON and other coins with 5-23% APR.
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Your private keys are encrypted and never leave your device. You fully control your funds.


No accounts, no verification, no KYC for basic features in the wallet. No one can block your funds.

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Our support is always ready to help you. Get quick and efficient response via live chat or email.

Our Team


CEO, PhD in data science with 3 years solid experience in blockchain and cryptocurrencies, 10 years in IT. Konstantin is well-known as the co-founder and CEO of, biggest cryptocurrency instant exchange with over 2 millions active customers monthly and $0.5bln in monthly turnover. Konstantins interests are: decentralization, custody-free solutions, p2p exchangers.



Strategic Advisor and Visionary, is an American entrepreneur and bitcoin advocate. In 2011 he co-founded the now-defunct startup company BitInstant, and is a founding member of the Bitcoin Foundation, formerly serving as vice chairman. The Bitcoin Foundation is a nonprofit founded in 2012 with the mission to standardize, protect and promote the use of bitcoin cryptographic money.



Advisor. CEO who have invested over US$400m in FinTech companies, like BitFinex, Bitstamp, Kraken, BitPay, ShapeShift, Exodus and over 40 others. Simon's BnkToTheFuture has 300 professional FinTech investors who all believe the future of finance looks very different from today. Their experience and background covers most areas in finance, technology and startups.

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With its unprecedented anonymity, security and untraceability, Monero is widely considered the "dark horse" of the cryptocurrency world. The privacy offered by Monero has been used for both good and evil. While often used in ransomware attacks and on black markets, Monero is also one of the cryptocurrencies that truly adhere to the principles of decentralization and anonymity proposed by the early blockchain enthusiasts. Either way, XMR is a good choice for those seeking financial privacy.

What is a Monero Wallet

If you decide to convert your savings into cryptocurrency (to be exchanged for electronic money) or to start earning cryptocurrency, you need to choose a reliable wallet for it. Monero wallet is an application that allows you to manage your Monero Private key and send or receive XMR. Such wallets exist in web/desktop, mobile, hardware, and paper versions. The most secure ones are hardware wallets; however, they may get fairly expensive and are not as convenient for everyday use (you have to carry the wallet with you to perform a transaction).

Basically, a wallet is the main user interface through which a person interacts with the cryptocurrency system. Monero wallets allow both storage and management of one's assets: with this software, one can buy, send, receive, and exchange XMR. The Monero wallet contains private keys and public addresses and gives you full access to your funds. If you want to learn more about cryptocurrency wallets, check this detailed guide. Atomic is a desktop and mobile wallet, available for all major OS: Windows, macOS, Linux, Android, iOS and more.

Monero Wallet Features

Now that you know what the main purpose of a Monero wallet is, why not look at a specific example of a user-friendly multifunctional wallet!

There are several wallets that allow you to keep and manage Monero. You may find wallets designed specifically for XMR, as well as custodial and non-custodial wallets. The wider the choice, the harder it gets to find the wallet that would meet your needs. Atomic Wallet is here to spare you the need to wander around hundreds of websites in search of the best solution!

Atomic is a decentralized multi-currency wallet. It supports more than 300 cryptocurrencies, has a built-in Cryptocurrency Exchange, Staking, and Buy Crypto features, as well as 24/7 live support. It has become truly famous for its convenience, user-friendly interface, lack of operational costs, and security. The latter is ensured by the fact that your crypto is entirely under your control, as your private key is stored only on your device (and not on some online server); this offers full control over your assets. We provide you with the options to manage, exchange, and buy XMR with a bank card.

The primary purpose of Atomic Wallet is not just to store cryptocurrency but to create a healthy multifunctional ecosystem that, in many ways, resembles a decentralized exchange. Atomic Wallet has an internal token - AWC (short for Atomic Wallet Token), which has many use cases in the ecosystem, such as dividends for holders and the cashback program. Furthermore, it also serves as a marketing tool for bounty and airdrop campaigns.

A significant advantage of decentralized wallets in general is the opportunity to manage cryptocurrency from any device. Still, you need to pay attention to how you store the backup phrase since that is the primary access to your funds. With Atomic, your Litecoin wallet is protected as long as you keep your seed, or private key, in a safe and secure place.

Monero transaction fees

It is important to understand that Atomic Wallet doesn't incur any fees for sending/receiving XMR; the only fee you're paying is the internal network fee set within the blockchain itself. This is to ensure that your transaction is added to the blockchain by the miners.

The network fee is a small payment that is taken by the miner who confirms the transaction. This principle is at the core of Proof-of-Work cryptocurrencies.

In Monero, the network fee depends on the size of the transaction in kB. Contrary to what one might think, the size doesn't actually depend on the transaction amount, but rather its complexity (the number of inputs you're spending and outputs you're creating).

Historically, the network fees in Monero used to be quite high, but a 2018 update called "Bulletproofs" brought an astonishing 97% reduction in transaction fees. Essentially, the update shrinks the cryptographic proofs it uses, which leads to a significant decrease in the transaction size. The hard fork also facilitated the mining process in general, which goes in line with Monero's philosophy of decentralization. Making mining accessible to the whole user community prevents monopolization of the mining pools.

For a typical transaction with 1 input and 2 outputs, the fees tend to be quite low - around 0.0024 XMR. However, that value is also dependent on how busy the network is and may fluctuate accordingly.

How to Use a Monero Wallet?

In order to enjoy the functionality of Atomic Wallet, one first needs to go through a simple process of creating a wallet. Download the installation file for your operating system from the official website and install the app. Run Atomic, click "CREATE WALLET," enter a secure password, and click SET PASSWORD. You will now see a 12-word seed phrase that can be used to restore access to the wallet. Be sure to keep in a safe and secret place! Then click "START USING ATOMIC."

You will then be taken to the wallet interface. In the first tab "WALLET," you will see the balance of all available coins and generated wallet addresses of different currencies. If you wish, you can sort the assets by volume, or hide negative balances. A remarkable feature of Atomic is the possibility to add any custom ERC20 (Ethereum-based) tokens to the wallet.

The "EXCHANGE" tab provides an opportunity to exchange tokens through partner exchanges - ChangeNOW, Changelly, and ShapeShift.

The "SETTINGS" tab allows you to change your password, get private keys that are securely stored in the encrypted form, as well as import an external wallet into Atomic Swaps Wallet (for this, you must enter a private key).

What is Monero (XMR)?

Monero (XMR) is an open-source digital currency with a strong focus on decentralization, fungibility, and privacy. "Monero" literally means "coin" in Esperanto. Created in 2014 by (unsurprisingly) anonymous developers, Monero incorporates several privacy-enhancing features that improve upon Bitcoin and provide a high level of anonymity for the users and their transactions. Monero runs on a Proof-of-Work consensus mechanism to produce new coins and incentivize miners to validate transactions while securing the network.

Monero (XMR) History

Monero was launched as a more secure and privacy-focused fork of Bytecoin in 2014. Due to its enhanced privacy features, Monero experienced rapid growth in market capitalization throughout 2016 - faster than any other cryptocurrency that year. The growth was mostly attributed to the use of XMR on the darknet. In May 2017, a worldwide cyberattack by the WannaCry ransomware cryptoworm took place. The attack targeted computers running on Microsoft Windows by encrypting all the data and demanding ransom payments in the Bitcoin cryptocurrency. The hackers converted all the ransom payments to Monero to stay untraceable. Curiously, in the first half of 2018, Monero was used in 44% of all cryptocurrency ransomware attacks worldwide.

Monero Architecture

Unlike many Bitcoin-derived cryptocurrencies, Monero is based on the CryptoNight proof-of-work hash algorithm, which in turn comes from the CryptoNote protocol.

In particular, CryptoNote's ring signatures mix the sender's input with a group of others, making it significantly more difficult to establish a link between each subsequent transaction. However, since its original development from the CryptoNote protocol, Monero has diverged on a number of features.

Enhanced privacy

By default, Monero uses enforced privacy for all transactions so that no user can accidentally or deliberately be traceable or insecure. Unlike public-by-default blockchains, this minimizes the possibility of the users being scrutinised or penalised by third parties for using private transactions.


Another remarkable feature of Monero is the use of Bulletproofs. They are a type of zero-knowledge proof which allows transactions to be verified without knowledge of the amount, sender or receiver. Bulletproofs were implemented in October 2018, improving Monero by requiring much less data for each transaction - particularly for transactions with multiple outputs (receivers). This also led to a drastic reduction in the transaction fees.

One-time (stealth) addresses

In each Monero transaction, sender generates a one-time address using the receiver's public address. This way, an outside party can never know whether two transactions have been sent to the same public address.

Ring signatures

In a Monero transaction, the sender cryptographically "signs" the transaction with an input they own plus 10 other inputs, giving a pool of 11 inputs that might have been used to generate a given transaction. This way, an external observer cannot be sure which address sent a given transaction. This is how ring signatures work.


By design, Monero is resistant to ASIC (application-specific integrated circuit) mining, which is commonly used to mine other cryptocurrencies such as Bitcoin. Instead, it can be mined fairly efficiently on consumer-grade hardware such as GPUs, x86, x86-64 and ARM.

Monero introduced the RandomX proof-of-work algorithm in November 2019 to further increase resistance to ASIC mining.


Monero (XMR) is supported by several wallet providers, including Atomic Wallet. Atomic Wallet empowers you with full control over your funds since your Private Keys are protected with a mnemonic seed and never leave your device. Atomic Wallet provides you with one of the best options to store, send, exchange, and buy XMR. Install the app now and manage your XMR right in the Atomic Interface.

Even more cool features are coming